How to Prepare Your Home for a Natural Disaster: A Homeowner's Guide

Living in Dane County, Wisconsin, offers the beauty of all four seasons—from snowy winters to warm summers—but it also means facing the reality of natural disasters, including tornadoes, severe storms, and floods. As a homeowner here, being proactive is essential to protect your property and ensure the safety of your family. This guide is tailored specifically for residents of Dane County, offering practical steps to prepare your home for the unexpected.

Create an Emergency Kit

One of the first steps in disaster preparedness is assembling an emergency kit that can sustain your household during a crisis. Given our variable climate and the possibility of extended power outages, this kit should include:Non-perishable food and water for at least 72 hours

• Non-perishable food and water for at least 72 hours: Think canned goods and bottled water.
• First aid supplies: Make sure to include bandages, antiseptics, and any necessary medical supplies.
• Flashlights and extra batteries: Essential during storms when power lines can be downed by high winds.
• Battery-powered or hand-crank radio: Keep informed about weather conditions and emergency alerts even when the power is out.
• Important documents in a waterproof container: Store your ID, insurance policies, and other critical documents.
• Cash and credit cards: ATMs and card readers may not function during an outage.
• Prescription medications: Have enough to last several days.
• Personal hygiene items: Include basics like soap, toothpaste, and sanitary supplies.

Develop an Evacuation Plan

In Dane County, tornadoes and severe weather can arise quickly. Having a well-thought-out evacuation plan is crucial:Multiple evacuation routes from your home

• Multiple evacuation routes from your home: Know different ways out in case roads are blocked. 

• A designated meeting place for household members: Choose a safe location where everyone can regroup.

• Contact information for local emergency services: Keep these numbers handy.

• A list of important phone numbers and addresses: Include contacts for family, friends, and your insurance company.

Secure Your Home's Structure

Reinforcing your home's structure can significantly reduce damage from Wisconsin’s varied weather:Install storm shutters or impact-resistant windows

• Install storm shutters or impact-resistant windows: Protect against flying debris during high winds or tornadoes.

• Secure loose roof shingles and repair any existing damage: Snow and ice buildup can worsen roof problems.

• Trim trees and remove dead branches near your home: Prevent these from becoming dangerous projectiles in a storm.

• Clear gutters and downspouts: Reduce the risk of water damage by ensuring proper drainage.

• Anchor outdoor furniture and objects: High winds can turn these into missiles.

Protect Against Flooding

With Dane County’s proximity to rivers and lakes, flooding can be a real concern, especially in the spring:Install backflow valves on sewer and septic tank lines

• Install backflow valves on sewer and septic tank lines: Prevent sewage from backing up into your home.

• Elevate your water heater, electric panel, and other utilities: Keep them safe from floodwaters.

• Apply waterproof sealants to basement walls: Protect your home’s foundation.

• Install a sump pump with battery backup: Ensure your basement stays dry even if the power goes out.

Prepare for Power Outages

Extended power outages often accompany natural disasters. To stay prepared:

• Invest in a portable generator: Maintain an adequate fuel supply to power essentials.

• Install surge protectors: Safeguard your electronic devices from power surges.

• Keep a supply of batteries: Flashlights, radios, and other devices will need them.

• Consider a whole-house surge protector: For comprehensive protection against power fluctuations.

Review and Update Insurance Coverage

Wisconsin’s diverse weather patterns can lead to unexpected damage. Make sure your insurance is up to the task:

• Review your policy annually: Adjust coverage as your home or risk factors change.

• Consider additional flood or earthquake insurance: Depending on your home’s location and structure.

• Document your belongings: Use photos or videos for easy insurance claims.

• Store important documents in a fireproof and waterproof safe: Keep them secure but accessible.

Stay Informed

Keeping yourself informed about potential threats is crucial:

• Sign up for local emergency alerts and warning systems: Get updates directly to your phone or email.

• Follow local news and weather reports: Particularly during high-risk periods like spring and summer storm seasons.

• Familiarize yourself with your community’s emergency plans and evacuation routes: Know where to go if you need to leave quickly.

By taking these steps, you can reduce the impact of natural disasters on your home and ensure the safety of your loved ones. Planning ahead and staying informed are your best defenses. Assess your home’s vulnerabilities now, and make the necessary improvements to protect what matters most.